About Us
123laen.ee — Estonia's independent loan comparison since 2016
123laen OÜ (reg. code: 14771385) is an Estonian company operating since 2016 and officially registered since July 30, 2019. Over 9 years of experience in loan market analysis has given us a deep understanding of the Estonian credit market.
Our story
123laen.ee was created in 2016 as a loan comparison portal. Our goal was to bring order to the lending market to help people choose the right loan for their needs. Since then, we've come a long way. Today, we have consistently strengthened our leading position in our business space. In the future, we plan to invest even more in loan and investment technologies.
Our mission
We have developed truly useful tools for searching and comparing loans — because we know how difficult it is to find the best offer when there are over 30 lenders in the market, each with their own terms including hidden or unclear costs. Our mission is to help consumers see clarity among credit offers, avoid credit traps and make informed decisions.
User benefits
Ability to compare different loan offers and find the most suitable terms.
Quick overview of loan interest rates, amounts and terms.
Simple application and real-time responses from lenders.
Our values
- Transparency — we show all costs and terms honestly
- Independence — we compare all lenders objectively
- Simplicity — complex information in simple language